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  • from 美国,the user search at 2020-09-21 00:16:37

Information on Immigration, Investment, Education and Residence
It is said that medical insurance is very important.
Do immigrants have to buy Medical Insurance in the United States?
Expert answers:
We all know that the medical market in the United States is developed and the medical level is in the leading position in the worlD.But if you don't have medical insurance in the United States, it is very expensive to see a doctor.
Some people even comment that it is expensive to see a doctor in the United States:
after seeing a second doctor in the United States, there is no room in Beijing!
So, in the United States, health insurance is what you have to buy, so what are the medical insurance in the United States?
There are more than 200 insurance companies in the United States that offer thousands of insurance schemes.
Famous medical insurance companies include Aetna, Blue Cross Blue Shield, Kaiser Permanente, Cigna, etC.Each company has HMO, PPO and other types of insurance to meet the needs of different customers.
When choosing insurance, policyholders should consider whether they have pre-existing conditions, whether they often see a doctor, whether they prefer to choose a doctor freely (some HMOs can change health care doctors every six months or every year), and whether they need to see a doctor across state.
The insured should also pay attention to the exclusions in the clause.
After answering the above questions (at this time the policyholder can basically determine whether it is HMO or PPO), and then compare the terms and prices offered by major insurance companies to determine the final purchase.
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