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  • from 未知物理地址,the user search at 2020-06-27 22:56:17


Information on Immigration, Investment, Education and Residence
How good is Canada's pension benefits?
You're absolutely envious of it!
As we all know, Canada is recognized as a high welfare country.
It is enviable for its high quality education, advanced medical system and sound welfare system.
Today, let's take a look at Xiao Ming's pension benefits in Canada.
Pension (OAS) The Old Age Security (OAS) scheme is the largest pension scheme of the Canadian government.
It is financed from the general income of the Canadian government and does not require the applicant's contribution.
Old Age Security (OAS) pensions are paid monthly to older persons aged 65 and over who meet Canada's legal status and residence requirements.
Canadians are entitled to an old-age pension regardless of their assets or income.
The calculation method is based on the year of the applicant's residence in Canada.
If the applicant lives in Canada and reaches the age of 65, when applying for OAS pension, the applicant must be a Canadian citizen or legal resident and have lived in Canada for at least 10 years after the age of 18; if the applicant lives outside Canada and reaches the age of 65, the applicant must be a Canadian citizen or legal resident on the day before leaving Canada and after the age of 18. Having lived in Canada for 20 years.
Pension Canadian retirement plans are implemented in all Canadian provinces.
Canadian retirement plan is a public insurance plan.
Canadian residents receive a certain amount of pension contributions from their monthly income, which can be relieved after retirement or when they have long-term physical disabilities.
Pensions must be taxed, and applicants can get them anywhere in the world.
The full name of Quebec Pension Plan is QPP.
But in other provinces it's called Canada Pension Plan (CPP).
Quebec pensions have been in effect since 1966, depending on employees and self-employed persons aged 18 or older.
As long as the applicant's annual income exceeds $3500 or more, he or she is required to join the compulsory public savings plan.
So applicants have to make contributions before they can get money from the government after retirement.
It can also be said that the government allows applicants to save money first and save it for their own future use, similar to China's social security.
Medical Service Plan (MSP) Every province in Canada has a health insurance plan to provide inexpensive and high-quality medical services.
The Canadian government allocates about $4.8 billion annually to achieve health care benefits.
The insurance plan covers medical services, medical fees, hospitalization and surgery, but does not cover medical expenses.
If the applicant's family doctor believes that the applicant needs hospitalization or even surgery, regardless of the size of the operation, all expenses are covered by the medical insurance plan.
During hospitalization, the patient does not have to pay a penny for his meals, medicines, etC.Most of the prescription drugs for the elderly over 65 years old and those receiving social assistance are provided free of charge.
Spouse allowance (SPA) If the following conditions are met, the applicant may also receive a spouse allowance, which is used to supplement those couples who only depend on an old-age pension:
1. between the ages of 60 and 65, the spouse is an old-age security person; 2. the total income does not exceed the prescribed amount; 3. After 18 years of age, the applicant may reside in Canada for at least 10 years.
Spouse allowance must be reapplied annually.
This allowance can be continued until the applicant remarries or is 65 years old and even after the death of his spouse.
Canada's pension benefits, can be said to cover all aspects of life, in Canada's pension, must be a new life you have not experienced!
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